UWSA – University of Windsor Students' Alliance

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HEALTH AND DENTAL PLAN

We’ve Got You Covered

The UWSA, on behalf of its members, negotiates a health and dental plan for those students who are not already covered. This service is provided for students in order to reduce the costs of a benefit plan for students that are not already covered. The policy coverage ceases August 31st, of each year. Students have the opportunity to opt-out of the plan if they can show proof of alternate coverage.

*Please note that OHIP Equivalent and ODSP/ Trillium Benefits are not comparable plans and will not be accepted for opt-out.

 

For full plan information or to make a claim, visit this page here.

Overview:

  • The UWSA health and dental plan covers all full-time undergraduate students taking 4 or more credits
  • Students with coverage through a family member or employer may opt-out with proof of comparable coverage
  • The UWSA plan policy year is from September 1st to August 31st
  • The UWSA plan coverage includes prescription drugs, vision, dental, travel, practitioners (massage, chiropractor, physiotherapy, psychology/MSW, etc.), accident, and more.
 

Changes to Health & Dental Benefits for 2020

  • The UWSA has increased drug coverage from $2000 to $2500.
  • The UWSA has increased dental coverage from $500 to $1000.
  • Mental Health coverage has increased from $500 to $650 (80% max per visit).
    • Students will now be covered if they choose to visit professionals regulated by:
      • College of Registered Psychotherapists
      • College of Occupational Therapists
    • in addition to existing professionals regulated by:
      • College of Psychologists
      • Ontario College of Social Workers and Social Service Workers
  • Massage Chiropractic, Physiotherapist, Chiropodists/Podiatrists have a combined coverage of $1000 (80% max per visit). 
    • Students will now be covered if they choose to visit Chiropodists/Podiatrists.
  • Naturopaths, Acupuncturist, Osteopath, Speech Therapist have a combined coverage of $950 (80% max per visit).

Opt-Out Information:

Before you opt out, understand that:

  • You cannot opt back in under any circumstances until the next school year
  • You cannot use UHIP or ODSP/Trillium Benefits as proof of comparable coverage

Early Opt Out – August 3rd – August 14th, 2020 – View Page. If you apply to opt out during this time, the Plan fee will be removed from your student account.

Fall/Regular Opt Out – September 1st – September 30, 2020 – View Page. If you apply to opt out during this time, students are refunded VIA direct deposit into your bank account or cheque.

Winter Opt Out – January 1 – January 31, 2021 – View Page. If you apply to opt out during this time, Students will be refunded VIA direct deposit or e-transfer into your bank account. Please note that this opt-out is for students starting classes in Winter semester. Please note that if you missed the Fall opt out you are not able to complete this opt out.

Information needed to opt out:

  • Full Name
  • Student ID number
  • Name of Insurance Company currently covered under / First Nations Name
  • Name of Employer the plan is provided by / First Nations Name
  • Group or Insurance policy number / Status Registry Number
  • Direct Deposit information (traditional opt-out only) / Status Registry Number
  • Proof of insurance card or letter from the insurance company.

Opt-In Information

Students may opt-in their spouse and/or dependent children so they have coverage on the UWSA health and/or dental plan for an additional fee. Opt-In requests must be done during the designated opt-in period on the Student Care website or the UWSA office.

Eligible dependents include Spouse (common law or by marriage), and children (under 21 or under 25 if enrolled full time at an accredited school).

Information Needed to Opt-in:

  • Credit Card Information (if done online)
  • Number of Dependents
  • Dependent’s Full Name
  • Dependent’s Birthday
Health and Dental

CONTACT INFO

UWSA Office For General Inquiries

Studentcare

1-855-535-3289

Please refer to your group number and student ID number when calling.

519-253-3000 Ext. 3600

uwsa@uwindsor.ca

OPT-OUT INFO

Fall Opt-Out Period: August 5th, 2019 – September 30th, 2019

Winter Opt-Out Period: January 1st, 2020 – January 31st, 2020

Go to www.studentcare.ca/uwsa to during the opt out period.